If you are looking to buy a Cesky you may have to go on a waiting list because not many puppies are registered with The Kennel Club every year and you would need to pay anything from £500 upwards for a well-bred pedigree puppy. The cost of insuring a male 3-year-old Cesky Terrier in northern England would be £24.09 a month for basic cover but for a lifetime policy, this would set you back £52.18 a month (quote as of May 2018). When insurance companies calculate a pet’s premium, they factor in several things which includes where you live in the UK and a dog’s age and whether they have been neutered or spayed amongst other things.