You would need to pay out anything from £430 to well over £1000 for a pedigree, Kennel Club registered Cocker Spaniel puppy. The cost of insuring a male 3-year old Cocker Spaniel in the north of England would be just over £19 a month for basic cover to over £38 a month for a lifetime policy (quote as of August 2017). It’s worth noting that lots of things are factored in when a company calculates a dog’s insurance premium and this includes where you live in the UK and a dog’s age.